How does Bill Saved make money?
We take 20% of verified savings only. If we don't save you money, you pay absolutely nothing. No subscription fees, no setup costs, no hidden charges.
How does the AI call on my behalf?
You sign a digital Letter of Authorization that makes Bill Saved your authorized representative. Our AI then calls your provider, identifies itself as calling on your behalf with your authorization reference, and uses proven negotiation strategies to dispute charges. You choose a male or female voice for your representative.
What types of bills can I submit?
Any recurring bill — telecom, internet, cable, phone, insurance, utilities, SaaS subscriptions, and more. You can upload PDFs, snap photos with your phone camera, or forward bill emails to your unique intake address.
How do I know the savings are real?
After our AI gets a verbal commitment from the company, you verify the savings yourself by uploading a confirmation email, text, or your next bill showing the credit. We only charge our fee after verification.
Is my data secure?
All bills are stored in encrypted private storage. We never share your data with third parties. Your payment information is handled securely through Stripe and never touches our servers.
Can businesses use Bill Saved?
Absolutely. Businesses with multiple vendor accounts often save thousands per year. The same 80/20 model applies — no risk, no upfront cost.
Do you have a referral program?
Yes! Share your unique referral link and earn $10 for every person who signs up and gets their first verified savings. Plus, you earn 1% of all their verified savings during their first 30 days.
Is Bill Saved legit?
Absolutely. Bill Saved is a registered business that uses a standard Letter of Authorization — the same legal mechanism that accountants, lawyers, and other professional representatives use to act on your behalf. We charge nothing upfront, and you only pay after you've personally verified your savings.
How long does it take to see results?
Most disputes are resolved within 24-72 hours. After you upload your bill, our AI analyzes it in seconds. If overcharges are found, the AI typically places a call to your provider within 24 hours.
What if Bill Saved can't save me money?
You pay nothing. Zero. We only earn our 20% fee when we successfully negotiate savings that you've personally verified. If our AI calls your provider and they won't budge, there's no charge to you.
Do I need to be on the phone?
Never. That's the whole point. Our AI voice agent handles the entire call — navigating phone menus, waiting on hold, speaking with representatives, and negotiating on your behalf. You can track progress in real-time from your dashboard.
What information do you need from my bill?
Just the bill itself. Upload a PDF, take a photo, or forward the email. Our AI extracts everything it needs automatically — your account number, current charges, plan details, and billing history.
How is Bill Saved different from BillShark or Rocket Money?
Three key differences: our fee is 20% — half of what BillShark (40%) charges. We're fully AI-powered for faster results. And we're transparent — you can watch your dispute progress in real-time.
What bills can't you negotiate?
Currently, we focus on recurring service bills — internet, cable, phone, wireless, utilities, insurance, and SaaS subscriptions. We don't yet handle medical bills, mortgage rates, or government fees.