AI that fights your bills
so you don't have to
Bill Saved combines advanced AI analysis with automated phone negotiation to find and recover money you're losing on every recurring bill.
How it works, step by step
Submit any bill, any way
Three ways to get your bills analyzed: upload a PDF directly, snap a photo with your phone's camera, or forward bill emails to your personal intake address. Our system accepts bills from any provider — telecom, internet, insurance, utilities, SaaS, and more.
Analysis takes seconds. Your files are encrypted and stored securely — we never share your data with third parties.
AI analyzes every line
Our AI reads every line item on your bill and cross-references it against known billing patterns, industry standards, and current market rates from the same provider and competitors.
It identifies overcharges, unauthorized fees, expired promotions, duplicate charges, and services you never ordered. Each flagged charge includes a viability score and a specific argument to use in negotiation.
AI detects
AI calls your provider
When you start a dispute, our AI voice agent calls your provider's customer service line. It authenticates as the account holder using your verification profile, then negotiates using proven strategies.
The AI references current market rates, competitor pricing, and retention offers to maximize leverage. You choose a male or female voice. The full call transcript is available in your dashboard.
AI negotiation tactics
Verify and keep 80%
When the provider agrees to a credit, rate reduction, or refund, you verify the savings by uploading a confirmation email, text message, or your next bill showing the change.
Only after verification is our 20% fee captured. You keep the remaining 80%. If the provider doesn't follow through, we don't charge you.
80%
of savings are yours
No savings = no charge. No subscriptions. No hidden fees.
Simple, performance-based pricing
No monthly fees. No setup costs. We only earn when you save.
One plan. Zero risk.
20%
of verified savings only
Your data is safe with us
We handle sensitive financial documents, so security is built into every layer of Bill Saved.
Encrypted storage
All uploaded bills are stored in encrypted private buckets. Files are accessible only to the account owner.
Stripe-secured payments
Payment data never touches our servers. All financial transactions are handled directly by Stripe, a PCI Level 1 certified processor.
No data sharing
We never sell, share, or provide your personal data or bill information to third parties. Your data is used solely for bill analysis and dispute resolution.
Verification-based billing
We never charge until savings are verified by you. A temporary hold is placed, and only captured after you confirm the provider honored their commitment.
Row-level security
Database-level security policies ensure users can only access their own data. No other user can see your bills, disputes, or personal information.
Full transparency
Every call is transcribed and available in your dashboard. You see exactly what was said, what was agreed to, and what the outcome was.
Ready to see what you're missing?
Upload your first bill for free. No credit card required.
Get Started Free →